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Disputing a charge on the Apple Card blocked it from Apple Pay

June 6, 2023June 5, 2023 Vinh  Credit Cards  Leave a comment

Last August, I had made a Doordash order and used Apple Pay to pay for the order. The order was cancelled and so Doordash gave me $45 credit into my account instead of a refund. I contacted them immediately and told them I wanted a refund instead. They sort of said “Yeah, give it a […]

Should you take an AMEX retention offer or not?

March 13, 2023March 10, 2023 Vinh  Credit Cards  Leave a comment

Every week, I hear of people accepting retention offers on their AMEX cards, especially on their charge cards, and it’s made me think about my own situation with AMEX and whether I would take a retention offer or not. If you’re a heavy hitter, you should already be maxed out with 10 AMEX charge cards. […]

AMEX doesn’t target me for any AU offers

February 22, 2023February 21, 2023 Vinh  Credit Cards  10 Comments

I had picked up both a business platinum and gold card for my mom about 2.5 months ago. I had done the online AU offers (5K after $2K), which were good. I met the sub on the Gold card and waited for points to post, and then I had her call in yesterday to upgrade […]

Remember that AMEX applications last for 90 days

February 15, 2023February 14, 2023 Vinh  Credit Cards  1 Comment

Back in early December, I had had 10 charge cards already and had a feeling my Morgan Stanley 125K app wouldn’t get approved. Sure enough, I was denied due to having too many cards. Eventually in late January, I closed some of my GOLD cards and that freed up a slot. I called up reconsideration […]

Switching your AMEX Gold Army to the Platinum Party

January 31, 2023January 30, 2023 Vinh  Credit Cards  2 Comments

I don’t know who coined the term “AMEX Gold Army” but it’s fitting. What is it you may ask? Well, if you have a friendly grocery store that lets you MS the $25K per calendar year on your personal Gold AMEX, then you’ll want to scale up and get as many of those cards as […]

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