I have had 2 Discover cards (IT and Miles) collecting dust for the past year. Figured it was time to churn them. I cancelled the IT card (only $3K CL) and kept the Miles card (17K CL.) Discover sent out an email whereby if you refered someone, you both get $100 on signup. Since P2 […]

I guess the rule of thumb these days seem to be that Amex will let you have 10 charge cards (possibly 11.) Well yesterday I wasn’t sure how many cards I had and tried to apply for a business gold card and I was instantly approved. After doing so I checked my current cards – […]

I know 99% of people will not have this problem, but because of some AU shenanigans years ago, I’ve hit some kind of AMEX limit whereby I can no longer add new card accounts to the same login. So now when I get a new AMEX, I have to create a new login and it’s […]

First off, I haven’t been shut down yet, but I’m expecting for it to happen any day now. In my old post, I said that there was a limit of $500 per transaction. I had been doing that until one day, the cashier forgot to do a split payment and I was SHOCKED to see […]

Back in February, I had downgraded my upgraded PLAT back to GOLD and AMEX clawed back the bonus points but let me keep the spend bonus. Well after keeping the card as GOLD for a month or two, I realized it was a useless card as GOLD and decided to upgrade it back to PLAT. […]