I had been banned by Capital One back in 2018. But then last November, I got back in with the Spark card. Sure it was the nerfed version of a weak signon bonus and just 1.5% cb (hence I rarely use it,) but then in January 2022, a rep from Capital One called me just […]

I wrote a few weeks ago that Paceline had closed my credit card. At that time, I was still able to use her card for a few days. Then another few days after that and her card stopped working. The other day, I got a letter in the mail saying her card was closed due […]

This one lasted a lot longer than I expected. Anyway, I couldn’t use my card the last 2 days, which I thought was kind of odd, so I called in and the CSR told me it was ‘suspended’ by the backoffice. I asked him to clarify and he put me on hold for a minute […]

I feel like a grandma still writing checks at the grocery store with this post, but if it helps one of you to stop carrying around your bank debit/ATM card, then it’ll be worth it. Anyway, up until yesterday, every time I’d go to the bank to deposit MO’s, I’d carry my WF ATM card […]

I have had 2 Discover cards (IT and Miles) collecting dust for the past year. Figured it was time to churn them. I cancelled the IT card (only $3K CL) and kept the Miles card (17K CL.) Discover sent out an email whereby if you refered someone, you both get $100 on signup. Since P2 […]