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Has AMEX moved to a 1 per 90 day rule

August 25, 2023May 20, 2024 Vinh  Credit Cards  7 Comments

Yesterday, I applied for a Schwab card since I currently have over 1M MR and want to cash that out to Schwab. I currently have 8 charge cards and 4 credit cards with AMEX. My last charge card approval was the Morgan Stanley Platinum card back in early June 2023. The last time I applied […]

Citi shutdown wave?

August 18, 2023August 17, 2023 Vinh  Credit Cards  3 Comments

My wife was shut down about 2 weeks ago from Citi. Then a reader sent me an email last night that he was shut down. He said he didn’t do anything out of the ordinary; no cycling or anonymous payments. Only thing he can think of was he had a card close with a balance […]

Closing my Capital One Spark Business Elite

August 15, 2023August 14, 2023 Vinh  Credit Cards  2 Comments

It has been a year since I got the Capital One Spark Business Elite card. I was charged $395 on the last statement. I called in to cancel the card and shockingly, Capital One’s IVR let me close the card without talking to anyone from retention. Anyway, I’ll wait a month to see if I […]

Citi shuts down my wife’s account

July 21, 2023July 20, 2023 Vinh  Credit Cards  11 Comments

Man, when it rains, it pours. I was trying to pump gas yesterday using my wife’s Citi Premier card when the card got declined. I then checked the Citi app and sure enough, “This account is closed.” I then immediately tried to go to the Thank You web site to transfer out my 850K pts […]

P3 gets the AMEX clawback email

July 12, 2023July 11, 2023 Vinh  Credit Cards  2 Comments

Well sure enough, the rat came for P3 yesterday. I chatted with them and they said I lost 42K points. Sure enough, I looked on the account and I had done 21 x $2000.00 charges from May 27 to June 25 (statement closed on June 25.) Interestingly enough though, after I had heard about the […]

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