My last 2 AMEX charge card approvals were back in late May. I had also gotten 2 personal cards (Hilton pers, Hilton biz) approved back in late July. I then tried to re-open one of my Biz Plat apps from May (10X restaurant referral,) and after a week, I got a letter in the mail […]

Bluedot used to be a liquidation play for fintech debits, but they eventually caught on and started to block a ton of debit cards. However, they were still useful if you have an EV since you got a free charging day if you made 1 purchase with their credit card. Plus the $.30c per kWh […]

Yesterday I wrote about weird Synchrony rejection letter. Some people were thinking it was due to the source of the links. But here’s the thing – the link I used was from a targeted mailer that Synchrony sent me. Yea apparently I had attempted to apply for both the Synchrony and a Comenity card a […]

Synchrony shut down me and the wife back in 2022 due to the Venmo days. I applied for P2 for their Mastercard and got this as a rejection reason. Not sure what they mean by “High risk source of application.” Like is she high risk? Is she banned for life? The “of application” just sounds […]

When I applied for a Comenity credit card back in November 2023, they sent me a snail mail saying I had to send them a copy of my driver’s license, front and back of my social security card and also proof of address (utility or bank statement.) At the time, you had to snail mail […]