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Comenity takes so long to clear the credit limit

October 3, 2024October 1, 2024 Vinh  Credit Cards  2 Comments

I’ve had my Comenity card now for almost a year and no matter what I do, the card’s credit limit takes so long to clear after a payment. For instance, I had made a payment on 9/19 (the day the payment posted,) and the credit line didn’t clear until 9/28, so almost a full 10 […]

USBank clearing credit limit timing

October 2, 2024October 1, 2024 Vinh  Credit Cards  Leave a comment

I had gotten my wife the USBank Altitude Reserve card back in January. It was a paltry $5K credit limit. I remember when I’d put say $4K on it and then paid it off with my bank, it would take over a week for the credit line to reset. Around month 8 or 9, I […]

Chase shuts me down a 2nd time

September 26, 2024October 23, 2024 Vinh  Credit Cards  2 Comments

Chase had shut me down back in late 2019 and I was able to get back in with an Ink Business cash card in June 2021. I didn’t really MS much on the card since I wanted to lay low. Plus I only had a $3K CL on the card. I got both a text […]

Getting back into Synchrony Paypal MC

September 20, 2024September 19, 2024 Vinh  Credit Cards  Leave a comment

Still bitter from being rejected for their 2% Mastercard and wondering if I was banned for life, for shits and giggles, I went ahead and applied for their Paypal Mastercard since I hear you can do some shenanigans with the card. I’m pretty sure I’ve had the card before (not sure if Synchrony issued it […]

You want me to do what?

September 18, 2024September 17, 2024 Vinh  Credit Cards  2 Comments

So I made a new Staples account to take advantage of the ABG monthly credits. I used a new email, different name, same address, different phone number, my wife’s AMEX (new to any Staples accounts.) I then placed the order which was subsequently cancelled. I called them up the next day to inquire what happened. […]

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