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Product changing my NFCU AMEX to the Visa

August 16, 2024August 15, 2024 Vinh  Credit Cards  2 Comments

I’ve had the NFCU AMEX card for years now for the 3% grocery. However, there’s a better card for groceries these days so I stopped using it. I’ve tried applying for their Flagship Visa a few times now and I keep getting denied. I think my CL with the AMEX was $22K so maybe I’ve […]

Facebook advertising fraud charges

July 24, 2024July 23, 2024 Vinh  Credit Cards  14 Comments

I had heard of people getting these Facebook advertising fraud charges on their AMEX for over a year now, but it’s finally happened to me. Luckily it didn’t go through cuz I heard it was a pain to get all of them removed. The odd thing is that this was a new business gold card […]

Discover asks for my taxes form 4506-C

July 23, 2024July 22, 2024 Vinh  Credit Cards  2 Comments

Woke up Monday morning to an email from Discover asking for consent for form 4506-C. I had never heard or read of Discover asking for this. It’s usually just AMEX that asks for this while other banks just shut you down. So what happened? Well last week, I tried to use a service that rhymes […]

Bank of America shuts down my wife’s account

July 9, 2024July 8, 2024 Vinh  Credit Cards  4 Comments

You know how sometimes you can be surprised about something that you already was expecting to happen. Last week BOA axed all of my wife’s credit cards (and brokerage and eventually her checking/savings accounts.) She had 4 total personal cards and a total CL of close to $100K. She was Plat Honors and had like […]

Results of my Comenity fraud paperwork

June 26, 2024June 24, 2024 Vinh  Credit Cards  Leave a comment

Last month I wrote about how Comenity blocked my card because I didn’t clear a fraud alert on the phone with them. Eventually they mailed me a letter asking for a copy of the front/back of my driver’s license, my ssn card, and a utility bill. I then had to SNAIL MAIL it to their […]

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