I had written about how awesome the Merrill Plus card was already. It was so awesome I kept putting spend on it so I could reach $50K spend to qualify me for the Delta lounge pass or the $200 annual travel credit. When I met the spend, I gave it a month or so and called the number on the back of the card. I told the lady I wanted to pick my perk since I charged $50K. She had no idea what I was talking about. She then forwarded me to someone else who knew what I wanted (I’m guessing not many people have called about this yet.) He sorta knew what I wanted to do, and I told him I wanted to pick the $200 travel perk.
Delta lounge access or $200 of travel
For ME, living in Seattle, and having access to the Centurion and Alaska lounges, I didn’t think the Delta lounge was worth $200. Don’t get me wrong. I loved the Delta lounge. Hands down the best in Seatac. However, the marginal benefit over Centurion wasn’t worth it to me. Meaning, the hot foods and the (better?) wine and alcohol selection wasn’t worth $200 to me. If I was in Atlanta or Cincinnati, I’d probably pick the Delta lounge. So to each their own.
While the rep told me I was good to go, I still wanted to wait a few weeks just to make sure. Plus, I was in no rush. I also asked him if I could use the travel credit on seat upgrades, and he assured me it would work on that. Eventually, I decided to upgrade my seat on a future Jetblue flight. It took about 5 days, but the $80 credit did post back to the card. I should be a more thorough blogger to test other permutations, but I’ll let the other big boys do that.
Was it worth spending $50K to earn $200? In my situation YES! I was running very heavy MS and using up all of my CL on my 2% cards. The ML card was a 2% card in my eyes, so I had no qualms racking up the spend. Once you factor in the $200, the card really becomes a 2.4% card. Do I plan on keeping the card for next year? Sure why not? A 2.4% card is better than my other 2% cards, plus it has no annual fee. See you next year.