Disclaimer
This is the monthly post on how many points I collected in the previous month. This is NOT a brag and moan post. This was the impetus of this entire blog; so I could track how many miles and points I earn in a year. Some of you may do a lot less than this; some may do a lot more. Do what you feel is comfortable. Don’t overextend yourself just so you get similar numbers or whatnot.
Recap
July was the month that I really stepped back and asked myself if all the runs to grocery stores and Walmarts/Targets are worth it. I’ve also stopped reselling for the most part. Now I’m looking for easy low margin plays that I can do in my pajamas.
Remember cashback numbers are also gross, not net. I’ve also updated the year to date view.
| AIR | 4,239 | Portal | Spend |
| Alaska | 0 | 0 | 0 |
| American | 0 | 0 | 0 |
| Southwest | 4,239 | 4,239 | 0 |
| United | 0 | 0 | 0 |
| Virgin America | 0 | 0 | 0 |
| HOTEL | 36,071 | Portal | Spend |
| Club Carlson | 0 | 0 | |
| Hilton | 0 | ||
| Hyatt | 0 | ||
| Starwoods | 36,071 | 36,071 | |
| BANK | 80,124 | Portal | Spend |
| AMEX MR | 12,024 | 12,024 | |
| Barclay Arrival | 62,802 | 62,802 | |
| Chase UR | 5,299 | 0 | 5,299 |
| CASHBACK | $1,875 | Portal | Spend |
| Befrugal | $360 | 360 | |
| Cashback Card | $0 | $0 | |
| Discover | $0 | $0 | |
| Ebates | $0 | $0 | $0 |
| Citi Double Cash | $390 | $390 | |
| Savingstar | $0 | $0 | |
| Topcashback | $1,125 | $1,125 |
Hey, quick question, how much in GC’s do you purchase per visit to a supermarket or drug store?
it depends on the store. Kroger’s limit is $2K with fees per day, Rite Aid is $3K with fees, CVS I think is $2K with fees. Check your supermarket and store for their limits.
so if i could take a SWAG here, you’re doing say $60k+ / month on AGCs and running a bunch of that through RB cards from friends & fam? pretty sweet….
Yup pretty much. See my reply to Calvin below.
How are you getting the $1,800 cash back without reselling? Is it all AMEX GCs?
Yes, all AGC’s except for the Citi DC route, which were Buxx loads.
Here I am! Reporting for FIRST THING IN THE MORNING blog reading duties! *salute*
(also, very jealous of your SPG points earn too – amazing)
That’s right. Read post. Then enter chat room.
Damn! 36K on Starwood alone! I need some SPG points for hotel and I gotta find a way to spend like you.
Basically this. https://milesperday.com/2015/06/how-to-scale-up-on-your-monthly-ms/
How much money orders do you deposit in your bank account each month? Would it help if I deposited it into different bank accounts so my monthly deposits aren’t as high? I’m trying to see a gauge/threshold for MO deposits without raising any flags.
I don’t anymore, but when I was, I’d deposit less than 10K a month per CU.
Agreed. How are you spending 70K without reselling?
Lots of AGC and Serve/RB loads. Plus, I’m okay with lower margin for higher volume these days.
Wow, you must have a ton of RB/Serve cards! Good for you.
Damn, if 62K on the arrival is stepping back…
Yes, but you have to assume a 25% fee, so it’s not all gravy. But all of my Arrival points are pajama points, so I love it.