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August 10, 2020 Vinh  Uncategorized  3 Comments

https://joinfluz.app.link/VINHNN6457F32C

Chase shuts down a reader due to ramp up in spend

August 7, 2020August 6, 2020 Vinh  Credit Cards  Chase  4 Comments

A reader got shut down by Chase last week. In his own words: Too much MS too quick. Bought 30k in [unbonused spend] across 3 cards. Prompted an acct review because I was maxing out my available credit. I’ve done a ton of MS but I’ve read Covid has them on edge. 6 cards down […]

Chase axes reader’s accounts and he’s not sure why

August 5, 2020August 4, 2020 Vinh  Credit Cards  11 Comments

In his own words: My Chase closure: current state of affairs. As I reported before, all my 7 Chase personal CCs were closed early July 2020 (while I was on the road). Later I received a letter which did not give a reason, only “We have decided to close your accounts”. I called the number […]

Citi shuts down reader’s accounts for 2 possible reasons

August 3, 2020August 2, 2020 Vinh  Credit Cards  Citi  14 Comments

Last week, a reader had his Citi accounts shut down. He never spent over CL and figures there were 2 possible reasons. First reason could be because he had 2 recent AMEX statements close totaling over $20K. With the current climate, banks are worried about ability to pay, so they may have gotten nervous that […]

AMEX rat claws back Saks credit from Jan 2019

July 29, 2020July 28, 2020 Vinh  Credit Cards  Leave a comment

A reader told me that their Schwab AF got posted the other day and with that, AMEX also re-billed her $50 for a Saks credit that she earned back in January 2019. Technically, she didn’t “earn” the credit back in Jan 2019, but the fact that AMEX went back through her history that far back […]

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