US Bank Visa gift cards no longer come with pins

I wasn’t sure what the correct title wording should be, but anyway, if you’ve bought Visa gift cards from the Kroger chain, they are the US Bank ones and they usually come with a slip inside with the PIN number. However, it seems the new batches are coming out that now defaults to the last 4 of the card as being the PIN number. This is great because now I don’t have to write down that PIN number or carry that piece of paper around.

It’s funny because when I first saw the new batch, I thought a scammer had gotten to the cards since I had never seen the TOS pamphlet hanging out the back like shown in the first pic. Anyhow, that’s how you know you’re getting the new batch these days.

6 comments on “US Bank Visa gift cards no longer come with pins

  1. Anyone know the number to talk to somebody at US Bank who can do something about a VGC that was drained before I could use it? I’ve called the number on the card a dozen times but they weren’t very knowledgeable and really couldn’t help much. I finally got a letter from them saying it wasn’t their fault and I could pound sand(my words). I am now trying to get relief from Amex but I’m not sure that will work. The VGC website is a joke and the phone number on the card will make you wait for over an hour with no response. I have the address on the letter they sent me but I’m not sure if that will do any good. It was for $500 so it’s not nothing, just hoping Amex will cover it; I have sent them documentation showing the fraudulent charges that drained the card.

    1. In the past, I called the number and said my card was lost/stolen. You then filled out a form, sent it back to them and they’d send you a new VGC.

  2. Thanks for the heads up on this, I’ve bought literally thousands of the variable USB Visas from Kroger in the past several yrs, I guess I haven’t run into any of the new batch quite yet.

    1. It was on a random design that I saw. Once i bought out the peg, they restocked it with the old style (guessing old pack in the back.) Once I bought that out, the new ones showed up again. The pack I bought out was the redish colored ones. Guess the key is to buy out certain packs.

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