AMEX RAT had been taking a break for a while since COVID, but now they are back out in full force. I’m guessing AMEX got tired of top line revenue numbers and want to hit profitability numbers by killing manufactured spending. On Wednesday was when the first reports of AMEX clawbacks came and I heard […]

Last August, I had made a Doordash order and used Apple Pay to pay for the order. The order was cancelled and so Doordash gave me $45 credit into my account instead of a refund. I contacted them immediately and told them I wanted a refund instead. They sort of said “Yeah, give it a […]

Every week, I hear of people accepting retention offers on their AMEX cards, especially on their charge cards, and it’s made me think about my own situation with AMEX and whether I would take a retention offer or not. If you’re a heavy hitter, you should already be maxed out with 10 AMEX charge cards. […]

I had picked up both a business platinum and gold card for my mom about 2.5 months ago. I had done the online AU offers (5K after $2K), which were good. I met the sub on the Gold card and waited for points to post, and then I had her call in yesterday to upgrade […]

Back in early December, I had had 10 charge cards already and had a feeling my Morgan Stanley 125K app wouldn’t get approved. Sure enough, I was denied due to having too many cards. Eventually in late January, I closed some of my GOLD cards and that freed up a slot. I called up reconsideration […]