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Closing my Capital One Spark Business Elite

August 15, 2023August 14, 2023 Vinh  Credit Cards  2 Comments

It has been a year since I got the Capital One Spark Business Elite card. I was charged $395 on the last statement. I called in to cancel the card and shockingly, Capital One’s IVR let me close the card without talking to anyone from retention. Anyway, I’ll wait a month to see if I […]

Citi shuts down my wife’s account

July 21, 2023July 20, 2023 Vinh  Credit Cards  11 Comments

Man, when it rains, it pours. I was trying to pump gas yesterday using my wife’s Citi Premier card when the card got declined. I then checked the Citi app and sure enough, “This account is closed.” I then immediately tried to go to the Thank You web site to transfer out my 850K pts […]

P3 gets the AMEX clawback email

July 12, 2023July 11, 2023 Vinh  Credit Cards  2 Comments

Well sure enough, the rat came for P3 yesterday. I chatted with them and they said I lost 42K points. Sure enough, I looked on the account and I had done 21 x $2000.00 charges from May 27 to June 25 (statement closed on June 25.) Interestingly enough though, after I had heard about the […]

How Bank of America made P2 go into a branch to clear a fraud alert

July 11, 2023July 10, 2023 Vinh  Credit Cards  3 Comments

Late last week, Lowe’s had this appliance glitch where they were 90% off or so and if you ordered 6, the order would be free. Naturally I made something like 2 dozen orders, all on my wife’s BoA TR card. Now we’ve had this card for nearly 10 years or so and are Platinum Honors. […]

P2 gets ANOTHER AMEX Clawback email

July 6, 2023July 5, 2023 Vinh  Credit Cards  2 Comments

Wife got another AMEX Clawback email yesterday. Not sure why they are doing these in batches but that seems to be the case. I chatted with AMEX and they said she lost 60K pts due to $15K of gift card spend. The chat rep first told me it was on my Schwab Platinum card, but […]

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