When I applied for a Comenity credit card back in November 2023, they sent me a snail mail saying I had to send them a copy of my driver’s license, front and back of my social security card and also proof of address (utility or bank statement.) At the time, you had to snail mail […]

I’ve had the NFCU AMEX card for years now for the 3% grocery. However, there’s a better card for groceries these days so I stopped using it. I’ve tried applying for their Flagship Visa a few times now and I keep getting denied. I think my CL with the AMEX was $22K so maybe I’ve […]

I had heard of people getting these Facebook advertising fraud charges on their AMEX for over a year now, but it’s finally happened to me. Luckily it didn’t go through cuz I heard it was a pain to get all of them removed. The odd thing is that this was a new business gold card […]

Woke up Monday morning to an email from Discover asking for consent for form 4506-C. I had never heard or read of Discover asking for this. It’s usually just AMEX that asks for this while other banks just shut you down. So what happened? Well last week, I tried to use a service that rhymes […]

You know how sometimes you can be surprised about something that you already was expecting to happen. Last week BOA axed all of my wife’s credit cards (and brokerage and eventually her checking/savings accounts.) She had 4 total personal cards and a total CL of close to $100K. She was Plat Honors and had like […]