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Why I did NOT do the Citi Dividend 5% categories in 2015 but will in 2016

January 7, 2016January 6, 2016 Vinh  Credit Cards, Manuf Spend  Citi, citi dividend  7 Comments

Introduction I have 2 Citi Dividend cards from former AA Exec cards.  These cards have quarterly 5% bonuses.  They collect dust until I see a good category to use them in.  The good thing about these cards, unlike the Freedom and Discover is that you can bang out all $6,000 of spend in one quarter […]

Chase gives you until end of business day before charging NSF fee

January 5, 2016January 4, 2016 Vinh  Credit Cards, Manuf Spend  autodraft, Chase, nsf  2 Comments

Introduction One of my New Year’s resolutions is to get my shit together and get even more organized.  I feel I’m so behind on things and have let things slip by accident.  One of those things was that I had forgotten my Discover autopay goes to my Chase bank account and was surprised with a […]

November 2015 round of credit card applications

December 18, 2015December 17, 2015 Vinh  Credit Cards  Chase, Citi, Credit Cards  Leave a comment

Introduction The last time I had a round of credit card apps was back in July.  I was 7 out of 9 at the time.  This time, I went more conservative (mainly because I’m running out of cards to apply for). Bank of America Alaska Visa – Instantly Approved I did this a week before […]

Why I’m switching back to paper statements

December 8, 2015December 6, 2015 Vinh  Credit Cards  Credit Cards  9 Comments

Introduction About 3 months ago, I went to a Nieman Marcus in New Orleans, and put my purchase on my NM credit card.  I hadn’t put a charge on this card for over 2 years probably.  I had set autopay up for the card years ago, but I had closed that checking account over 2 […]

Citi Premier Extra 5X Thank You points at Hilton (8X total) through 12/31/2015

November 9, 2015November 8, 2015 Vinh  Credit Cards  Citi, citi premier, Hilton  Leave a comment

Introduction Got this offer on my Citi Premier card in the mail.  I feel like I’m one of the few people who actually still have a Premier card; I’d cancel it, but they keep giving me great retention offers on the card.  Anyway, the offer is “Earn 5 additional Thank You points on stays at […]

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