Introduction There has been lots of posts lately on FT and other forums about Citi shutdowns of late. It’s not like a ‘wave’ like the OBC Blue Wednesday wave, but the number of reported shutdowns have increased in the past week or two. We haven’t figured out what is the root cause – churning too […]
Introduction A couple of weeks ago, I wrote about how Barclays shut down both my wife’s and my account. I had about $400 worth of Arrival+ points left in both of our accounts. Usually, you’ll want to contact the bank directly and ask to get a credit on those points, but I had read calling […]
Introduction I had written about one option already. However, I didn’t want to go that route since I have over $7K in Amazon credit right now. I also didn’t want to go this route either because of the lost opportunity cost of actually charging $200 on my Alaska Visa for 3X miles, hence losing out on […]
Introduction What’s that saying? You’re not hitting it hard enough until you’ve been shut down. Well, it’s been no surprise that I hit my wife’s Arrival card HARD in 2015. To the tune of nearly 600,000 Arrival points aka $300K of spend, which averages $25K of monthly spend on a $15K CL. How my […]
Introduction I hate calling credit companies for retention offers just because it’s like a game of poker – I don’t want to close the card, but I need to sound convincing so they don’t call my bluff. Citi AA Platinum I’ve had this card going on 4 years now. I love it because this […]