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A mini App-o-rama for my wife

March 2, 2016February 28, 2016 Vinh  Credit Cards  amex, Bank of America, British Airways, Chase, Credit Cards, Hilton, marriott, surpass  7 Comments

Introduction I hadn’t done an app-o-rama for the wife since last August.  She went 4 for 6 during that go-round, and I was able to add a Discover It a month later.  The Infiniti financing last month was also all in her name, so I wasn’t sure how this round was going to go.  However, I […]

Did Chase have something to do with the Serve shutdowns?

February 12, 2016February 11, 2016 Vinh  Credit Cards, Manuf Spend  amex, Chase, Serve, shutdown  20 Comments

Introduction Okay, I know most of you just rolled your eyes and called this a stupid conspiracy theory, but hear out my story first.  I was up at Walmart last Saturday, loading the rest of my Staples $200 from the AMEX offers from December (see how my MS has slowed down.)  Anyway, I had JUST gotten […]

Reader story – “How I got shut down by Citi”

February 11, 2016December 27, 2016 Vinh  Credit Cards  Citi, credit card shutdown, shutdown  10 Comments

Introduction There has been lots of posts lately on FT and other forums about Citi shutdowns of late.  It’s not like a ‘wave’ like the OBC Blue Wednesday wave, but the number of reported shutdowns have increased in the past week or two.  We haven’t figured out what is the root cause – churning too […]

What to do when a bank closes your credit card and you have a points balance

February 10, 2016February 9, 2016 Vinh  Credit Cards  Barclays, cfpb, credit card shutdown, shutdowns  19 Comments

Introduction A couple of weeks ago, I wrote about how Barclays shut down both my wife’s and my account.  I had about $400 worth of Arrival+ points left in both of our accounts.  Usually, you’ll want to contact the bank directly and ask to get a credit on those points, but I had read calling […]

About that Amex Platinum $200 airline credit part 2

January 21, 2016January 19, 2016 Vinh  Credit Cards, Travel  amex, AMEX Platinum  23 Comments

Introduction I had written about one option already.   However, I didn’t want to go that route since I have over $7K in Amazon credit right now.  I also didn’t want to go this route either because of the lost opportunity cost of actually charging $200 on my Alaska Visa for 3X miles, hence losing out on […]

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