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Wife gets approved for 5th AMEX credit card

May 18, 2016May 17, 2016 Vinh  Credit Cards  amex, Hilton, Platinum, surpass  15 Comments

Introduction For the longest time, AMEX has had a rule where you can only concurrently have 4 CREDIT CARDS at a given time.  You can have as many charge cards as you want (Platinum, Gold, Green, etc.)  However, a few months ago, there were some reports on Reddit that people have gotten a FIFTH AMEX […]

Wells Fargo 5% GGD card sends out warning letters

May 16, 2016May 16, 2016 Vinh  Credit Cards, Manuf Spend  Manufactured Spend, wells fargo  42 Comments

Introduction Well I told you guys last month that this wouldn’t last until the end of the year.  Wells Fargo is sending out warning letters to essentially all of us to STOP or they will shut us down and forfeit our rewards.  I for one will stop since I have quite a bit of pending […]

My Discover Miles 3% double cashback just posted

May 12, 2016May 11, 2016 Vinh  Credit Cards  Credit Cards, Discover, miles  5 Comments

Introduction I signed up for the Discover Miles card last year – you know, the one with 1.5% cashback and then doubled at your anniversary to give you 3% cashback.  I had signed up for the card on March 3rd, 2015.  My first statement was on April 16, 2015.  I didn’t get the double cash […]

My Comenity Bank shutdown letter

May 10, 2016May 10, 2016 Vinh  Credit Cards  comenity, shutdown, Virgin America  6 Comments

Introduction A couple of weeks ago, I wrote about my Comenity Bank Virgin America credit card closure shutdown.  Well, today I got the letter in the mail explaining why below. So even with a 748 credit score, they said I didn’t have any real estate (true since the mortgage is in my wife’s name although I […]

What a Chase shutdown letter looks like

May 9, 2016May 6, 2016 Vinh  Credit Cards  Chase, shutdown  12 Comments

Introduction A couple of weeks ago, I wrote about how Chase shut down my credit card accounts and my checking account.  Well, these are the letters they sent me. It appears they shut me down for “unexpected activity on my account” versus what I was expecting “perk abuse.”  This leads me to think it was […]

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