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Capital One shuts down my checking accounts

June 26, 2017June 25, 2017 Vinh  Credit Cards  capital one  8 Comments

Introduction It’s been a while since my last shutdown.  I had expected a Cap1 shutdown for a while now after hearing so many people getting shut down.  I was sorta surprised that I was shut down due to my checking vs my credit cards.  I’m guessing it was checking since that’s what I was notified […]

PSA – Don’t apply for a bank account when you’re traveling

June 1, 2017May 31, 2017 Vinh  Credit Cards  11 Comments

Introduction I was traveling over Memorial Day and applied for a checking and savings account at a local credit union, but I was on Gogo in midair.  My application went to pending.  Two business days later, the bank calls me and says, “Your application was flagged because we noticed your IP address was 250 miles […]

Why I decided to downgrade my personal AMEX Plat to a PRG card

May 18, 2017May 16, 2017 Vinh  Credit Cards  amex, AMEX Platinum  22 Comments

Introduction With all the changes happening with AMEX lately, I’ve been trying to rethink my card strategy with AMEX.  I still don’t think I’ve perfected it yet, but I’ll just shotgun this until I get it right.  Anyway, my Plat card’s annual fee is due in September.  For some background, I also have the Biz […]

Easy way of extending your Hawaiian Airlines mileage account

May 17, 2017May 16, 2017 Vinh  Credit Cards  Hawaiian Airlines  5 Comments

Introduction I have about ~53K Hawaiian miles in my account.  I got it through the Barclay’s card signup years ago.  However since they axed me, I’ve never used HA ever since.  Awardwallet had been warning me for months that my miles were expiring in June, and so I tried to buy something through their shopping […]

Reader story – USB closed his Altitude Reserve due to MS

May 11, 2017May 10, 2017 Vinh  Credit Cards  shutdown, USBank  26 Comments

Introduction A reader sent me this yesterday (edited for clarity): “Us bank closed my new reserve card cuz I bought 3 gift cards randomly along with other purchase using my mobile wallet.  No warning ..no fraud alert… mixed purchases too.  Today tried to use card and decline; called and they said your  account is closed…no […]

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