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Why I decided to downgrade my personal AMEX Plat to a PRG card

May 18, 2017May 16, 2017 Vinh  Credit Cards  amex, AMEX Platinum  22 Comments

Introduction With all the changes happening with AMEX lately, I’ve been trying to rethink my card strategy with AMEX.  I still don’t think I’ve perfected it yet, but I’ll just shotgun this until I get it right.  Anyway, my Plat card’s annual fee is due in September.  For some background, I also have the Biz […]

Easy way of extending your Hawaiian Airlines mileage account

May 17, 2017May 16, 2017 Vinh  Credit Cards  Hawaiian Airlines  5 Comments

Introduction I have about ~53K Hawaiian miles in my account.  I got it through the Barclay’s card signup years ago.  However since they axed me, I’ve never used HA ever since.  Awardwallet had been warning me for months that my miles were expiring in June, and so I tried to buy something through their shopping […]

Reader story – USB closed his Altitude Reserve due to MS

May 11, 2017May 10, 2017 Vinh  Credit Cards  shutdown, USBank  26 Comments

Introduction A reader sent me this yesterday (edited for clarity): “Us bank closed my new reserve card cuz I bought 3 gift cards randomly along with other purchase using my mobile wallet.  No warning ..no fraud alert… mixed purchases too.  Today tried to use card and decline; called and they said your  account is closed…no […]

The repercussions of a returned check with AMEX

April 27, 2017April 26, 2017 Vinh  Credit Cards, Manuf Spend  amex, nsf  5 Comments

Introduction While on vacation, I had forgotten about an autopayment on my AMEX business SPG card.  It was a sizeable 5 figure balance too.  I came back on a Sunday and realized the payment was going to hit on Monday.  There was no way I was going to be able to get cash on time. […]

Quick clarification on the AMEX Biz “Please Pay By Date”

March 27, 2017March 24, 2017 Vinh  Credit Cards  amex, autopay, Credit Cards  Leave a comment

Introduction There was a bunch of hoopla over AMEX moving up the payment due dates on Biz cards a few months ago.  However, a reader shared a clarification with me that I’ll share with you guys.  The gist is that those 2 week “Please Pay By Date” is merely a suggestion and isn’t the drop […]

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