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Yes, you CAN churn the Discover It Miles card

August 4, 2017August 3, 2017 Vinh  Credit Cards  Discover  11 Comments

Discover Miles – Almost immediate approval As I was typing up yesterday’s BoA post, I had forgotten I wasn’t banned from Discover yet and so I decided to get a Miles card.  This will be my second go-around with this card; I had cancelled the first one over a year ago.  Also note that I […]

My mini-AOR with Bank of America

August 3, 2017August 2, 2017 Vinh  Credit Cards  Credit Cards  14 Comments

Introduction My AOR’s these days are very limited due to being banned from most banks, so the pool to choose from is pretty small.  I can’t do USB, Chase, Cap1, or Barclays, so I’m mainly left with AMEX, Citi, and BoA as the major ones to choose from.  I skipped on AMEX since I got […]

About that AMEX Blue Business Plus credit card

July 27, 2017July 26, 2017 Vinh  Credit Cards  amex, blue plus  15 Comments

Introduction Like many of you, I got the AMEX Blue + Business card last month because it had that 20K after $3K spend signup offer.  What I didn’t really notice was that the card actually has a 0% APR on purchases for AN ENTIRE YEAR.  I usually just skim over things like 0% APR mainly […]

Should you kick your spouse out of the house?

June 30, 2017June 28, 2017 Vinh  Credit Cards  Credit Cards  8 Comments

Introduction After my recent Capital One shutdown leading to the shutdown of my wife’s account, it dawned on me – should you kick your spouse out of the house?  No, not physically kicking them out, but maybe having you (or them) move out of the house into a nice mailbox.  For most people, this isn’t necessary, […]

Capital One axes my wife’s credit card

June 29, 2017June 28, 2017 Vinh  Credit Cards  capital one  6 Comments

Introduction A few days ago, I wrote how Capital One had closed down my checking accounts.  That was sent to me on the morning of Friday June 23rd.  I had closed all my cc accounts over the weekend (even my Kohl’s and Neiman Marcus cards.)  I got lazy and didn’t get a chance to ask […]

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