Introduction A long-time reader sent me an email the other day and told me he was just shut down from Chase. He gave me permission to post his story so we can all learn from it: Hi, Vinh! I’ve been a fan of your blog and I have read your shutdown stories, but never expected […]
Discover Miles – Almost immediate approval As I was typing up yesterday’s BoA post, I had forgotten I wasn’t banned from Discover yet and so I decided to get a Miles card. This will be my second go-around with this card; I had cancelled the first one over a year ago. Also note that I […]
Introduction My AOR’s these days are very limited due to being banned from most banks, so the pool to choose from is pretty small. I can’t do USB, Chase, Cap1, or Barclays, so I’m mainly left with AMEX, Citi, and BoA as the major ones to choose from. I skipped on AMEX since I got […]
Introduction Like many of you, I got the AMEX Blue + Business card last month because it had that 20K after $3K spend signup offer. What I didn’t really notice was that the card actually has a 0% APR on purchases for AN ENTIRE YEAR. I usually just skim over things like 0% APR mainly […]
Introduction After my recent Capital One shutdown leading to the shutdown of my wife’s account, it dawned on me – should you kick your spouse out of the house? No, not physically kicking them out, but maybe having you (or them) move out of the house into a nice mailbox. For most people, this isn’t necessary, […]