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The repercussions of a returned check with AMEX

April 27, 2017April 26, 2017 Vinh  Credit Cards, Manuf Spend  amex, nsf  5 Comments

Introduction While on vacation, I had forgotten about an autopayment on my AMEX business SPG card.  It was a sizeable 5 figure balance too.  I came back on a Sunday and realized the payment was going to hit on Monday.  There was no way I was going to be able to get cash on time. […]

Quick clarification on the AMEX Biz “Please Pay By Date”

March 27, 2017March 24, 2017 Vinh  Credit Cards  amex, autopay, Credit Cards  Leave a comment

Introduction There was a bunch of hoopla over AMEX moving up the payment due dates on Biz cards a few months ago.  However, a reader shared a clarification with me that I’ll share with you guys.  The gist is that those 2 week “Please Pay By Date” is merely a suggestion and isn’t the drop […]

A reader with SIX CREDIT cards from AMEX

March 23, 2017March 21, 2017 Vinh  Credit Cards  amex  24 Comments

Introduction I had written about my theory on how you can get FIVE AMEX CREDIT cards (not charge cards) a while back, and the gist was that I thought the Hilton cards were somehow excluded in the ‘4 credit card max’ rule with AMEX.  Well it seems one reader actually has SIX cards.  This is […]

Bank of America declines my business app; wants me to open a certificate of deposit

February 1, 2017January 31, 2017 Vinh  Credit Cards  Bank of America  16 Comments

Introduction I wrote about my app-o-rama earlier this month.  I thought I was good to get the business travel rewards card since I had called recon and the person let me move credit around.  She did say that she’d have to get a manager to approve it, but usually it means you’re golden. However, they sent […]

Comenity shuts down a reader’s account right after he gets the card

January 18, 2017January 17, 2017 Vinh  Credit Cards  comenity, shutdown  8 Comments

Introduction If you haven’t read my huge bank ban post yet, you should read it here.  A reader actually shared this story before I wrote the post, which may have pushed me to write the post.   What happened The reader actually applied for the Comenity Virgin America card as part of an AOR with […]

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