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Reader – Chase shuts me down..this time probably for good

February 6, 2019February 5, 2019 Vinh  Credit Cards  Chase, shutdown  Leave a comment

Man it had been a while since I’ve written about a shutdown.  This reader is a HH that has already been shut down by Citi, Barclays, and I think Capital One too.  He was axed once before by Chase due to some Amex AUs and high balances, but he was able to argue his way […]

My recent Bank of America applications

January 16, 2019January 15, 2019 Vinh  Credit Cards  Alaska, Bank of America  Leave a comment

The last time I was approved for a BoA personal Alaska Visa card was back in Jan 2017.  I cancelled it in May 2017.  I then tried in July 2017 and got rejected.  I then tried again in August 2018 and was rejected (I think this was due to my recent HPs and the Tesla […]

About that Zero Financial 3% card…

January 3, 2019January 2, 2019 Vinh  Credit Cards  zero  Leave a comment

I had applied to get this card over 2 years ago!!! I was finally invited a few weeks ago.  They sent me an email saying I was invited and to download the app.  Sorry I don’t have pictures of the process; you guys should be smart enough to tap through screens anyway.  Warning – when setting […]

Getting my 2nd Discover Miles card match

December 10, 2018December 9, 2018 Vinh  Credit Cards  Discover  Leave a comment

Last year, I wrote about getting my 2nd Discover Miles card.  A reader had asked me about it last week, so I wanted to share the results.  As you can see, I didn’t even realize it hit 3 months ago.  I just called them up to cancel the card; no pushback since I was keeping their IT […]

Close your Amex credit card with a high balance? They may soft pull you.

November 6, 2018November 5, 2018 Vinh  Credit Cards  amex  Leave a comment

This happened back in June, but I’m finally getting around to blogging about it.  AMEX is usually pretty tolerant of cycling their CL’s and they’ll let you spend up to 2-3X of your CL before they start denying your charges.  I had a Simplycash card that that a $5K CL.  I got up to about […]

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