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Why you should SHRED those balance transfer offers in the mail

June 8, 2018June 7, 2018 Vinh  Credit Cards  Discover  6 Comments

I woke up this morning to the above email.  WTF!  At first I was confused if I was moving money FROM my Discover or moving money INTO my Discover card.  Either way, I DID NOT make the balance transfer.  I called up Discover and got routed to their security team who then credited me back […]

A very impressive AMEX phishing email

May 22, 2018May 21, 2018 Vinh  Credit Cards  amex  7 Comments

Some of you don’t follow me on Twitter, so I’ll make a post about this.  I got this email yesterday, which I thought was a very good phishing email (see below.)  When viewing on desktop, you can tell it’s clearly a phishing email due to the dwgwg3@hjmnsr.com email address.  However, on your phone, it only […]

The 6 cards I lost in my wallet

May 9, 2018May 8, 2018 Vinh  Credit Cards, Misc  10 Comments

I woke up this morning to a fraud alert text by AMEX asking if I had used my card at a grocery store half way across town at 7:30AM or so.  I responded NO and didn’t think much of it.  Then my wife woke up shortly after and said she too got a fraud alert […]

So I opened a Chase checking to get back in…

April 20, 2018April 19, 2018 Vinh  Credit Cards  Chase, shutdown  14 Comments

It’s been about 2 years since I was banned from Chase.  I had read the way to get back in was to open a checking account and then applying for a cc later.  If they reject you for a checking, that’s bad news.  Quick aside – one banned reader told me she was able to […]

Reader – Someone hacked my account and I was subsequently shut down

April 18, 2018April 17, 2018 Vinh  Credit Cards  chase shutdown  8 Comments

Man, this story is so messed up.  A reader sent it to me and said I could share it with you guys: Chase Shutdown Story Vinh feel free to post on the blog if you want. This one is a bit different from others I’ve read recently. My brother signed up for CFU and CSR […]

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