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Bank of America Alaska Business card asking for proof of business

September 17, 2018September 16, 2018 Vinh  Credit Cards  Alaska, Bank of America  5 Comments

It seems harder and harder to get the BoA business AS cards these days.  A while back, they asked me to open up a CD.  Recently, they asked me to show proof of my business.  You can read the letter below.  I had heard of another person getting the same thing, but I didn’t think […]

Citi shuts down my accounts

August 10, 2018August 9, 2018 Vinh  Credit Cards  Citi, shutdown  18 Comments

Introduction Well, it had been a long time since my last shutdown.  I was going strong for a while there.  So what happened?  I went to make an online purchase this morning and my card got declined.  I then logged onto the mobile app and everything looked fine.  I had credit available.  I then logged […]

Another Chase reinstatement story

June 25, 2018June 22, 2018 Vinh  Credit Cards  Chase, shutdown  1 Comment

Reader sent me this.  I didn’t probe into why they were shutdown in the first place; let’s assume the usual culprits.  Here’s his story:   One phone call, two people. They specifically asked about the large repetitive purchases to OD, Staples, Kroger, Speedway, Ebay et al. They asked if I was buying gift cards and […]

Why you should SHRED those balance transfer offers in the mail

June 8, 2018June 7, 2018 Vinh  Credit Cards  Discover  6 Comments

I woke up this morning to the above email.  WTF!  At first I was confused if I was moving money FROM my Discover or moving money INTO my Discover card.  Either way, I DID NOT make the balance transfer.  I called up Discover and got routed to their security team who then credited me back […]

A very impressive AMEX phishing email

May 22, 2018May 21, 2018 Vinh  Credit Cards  amex  7 Comments

Some of you don’t follow me on Twitter, so I’ll make a post about this.  I got this email yesterday, which I thought was a very good phishing email (see below.)  When viewing on desktop, you can tell it’s clearly a phishing email due to the dwgwg3@hjmnsr.com email address.  However, on your phone, it only […]

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