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Always request a card number after an AMEX approval

August 6, 2019August 5, 2019 Vinh  Credit Cards  Leave a comment

I had applied for some AMEX cards on Friday. At the end of the approval process, AMEX asks if you want your card number now or you can wait. For the first app, I stupidly chose “I’ll wait.” For the 2nd app, I went ahead and clicked on “Get my card number now.” And then […]

Chase shuts down my mom’s Starbucks Visa prepaid card

July 26, 2019July 25, 2019 Vinh  Credit Cards, Manuf Spend  Chase, shutdown  Leave a comment

Well it had been a while since I’ve been shut down. This one I was only sort of surprised at. I was running quite a bit of volume on the card – I don’t know – is $12K-$15K of spend on the card a month for the past 3-4 months that much? The odd thing […]

Reader – Removing a card from Apple Pay might have triggered an AMEX FR

February 15, 2019February 14, 2019 Vinh  Credit Cards  amex, fr  Leave a comment

A reader just got AMEX FR’ed and he let me share the story with you guys.  He thinks it’s because he removed a card from Apple Pay!  Now first off, I’m sure lots of people remove cards from AP, so that alone probably didn’t do anything.  He also put 18K of BBP spend bringing the […]

Reader – Chase shut me down for eyes on my account but probably due to Amazon

February 7, 2019February 6, 2019 Vinh  Credit Cards  Chase, shutdown  Leave a comment

Another day, another Chase shutdown story.  The reader said I could share, so I’ll just quote him verbatim: Shut down from Chase. All cc accounts closed. Checking and Savings still open. SO’s are alive for now. A return got a negative balance on my cc today, which is the same day I was shut down […]

Reader – Chase shuts me down..this time probably for good

February 6, 2019February 5, 2019 Vinh  Credit Cards  Chase, shutdown  Leave a comment

Man it had been a while since I’ve written about a shutdown.  This reader is a HH that has already been shut down by Citi, Barclays, and I think Capital One too.  He was axed once before by Chase due to some Amex AUs and high balances, but he was able to argue his way […]

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