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How a reader got scammed via a Venmo phone email passcode scam

October 3, 2019October 2, 2019 Vinh  Credit Cards  Leave a comment

A very experienced reader shared this story last week, and I asked if I could share it here so that you guys are aware and can be careful yourself. Don’t think just because you’re “too smart” to be scammed, this could heave easily happened to any of us. Here’s the story unedited: “I got scammed. […]

DEAL DEAD – Redeeming CNB pts at 1.3c

October 1, 2019September 30, 2019 Vinh  Credit Cards  cnb  Leave a comment

A reader was talking with a CNB concierge rep on 9/25, and was alarmed that the rep told them that point redemptions were now 1.1c versus the 1.3c that you normally were getting. Luckily, they were just early and it actually hadn’t gone into effect yet. Well, I talked to 2 reps last night and […]

Chase closes my Starbucks Visa prepaid card

September 25, 2019September 24, 2019 Vinh  Credit Cards  Chase, shutdown  Leave a comment

Can’t say I didn’t see this coming. Chase had axed my checking account a few months ago, and I wasn’t sure why they got that card and not my Starbucks card, which I had abused. May be a chicken or the egg conundrum. Either way, it was a good ride. At least they gave me […]

Switching from the cash back Rakuten Ebates Visa card to the MR version

September 24, 2019September 23, 2019 Vinh  Credit Cards  Ebates  Leave a comment

I had gotten the cashback version of the Ebates Visa card YEARS AGO when I could easily liquidate giftcards.com physical GCs at the PO. It was great earning 4% cashback (little less than 3% net after fees.) However, after the PO train died, I put the card in the sock drawer. Well, after Ebates / […]

My mini August 2019 App-o-rama

August 7, 2019August 6, 2019 Vinh  Credit Cards  Leave a comment

You know, it’s VERY HARD to do an app-o-rama once you’ve been banned by Chase, Citi, Barclay’s, USBank, and Capital One. I’ve stopped doing AoR’s too and just apply “on-demand,” but there were some cards I wanted to get at the same time, so figured I’d do one. Ebates MR Visa card – PENDING This […]

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