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Reader gets rejected trying to get back into Chase

January 8, 2020January 7, 2020 Vinh  Credit Cards  Chase  Leave a comment

Sometimes you think you’re a HH or doing volume until one day you hear a story that makes your jaw drop. A reader had about 65K of CL with Chase among 6 cards and was cycling 2-3X a month for 1.5 to 2 years just fine. Even when I heard this I was shocked he […]

Should you convert your Discover Miles card to It before closing the card

December 3, 2019December 2, 2019 Vinh  Credit Cards  Discover  Leave a comment

A few months ago, Discover converted my IT card to the Miles card due to inactivity. When they moved it over, I had about $150 or so in cashback. It then converted to “miles.” I then called to convert the card back to the IT card, and sure enough, my $150 was back there for […]

Chase warns reader about his shenanigans

November 26, 2019November 25, 2019 Vinh  Credit Cards  Chase  Leave a comment

I won’t get into the details of WHY (maybe when the deal is DEAD) this reader got this warning letter, but it’s the first time I had heard of Chase sending out a warning. The letter speaks for itself.

Google Pay no longer recognizes Alliant cc as debit

October 31, 2019October 29, 2019 Vinh  Credit Cards  alliant  Leave a comment

I had written a few months ago how Alliant stopped paying cashback for Google Pay. Well it turns out that around 10/29/2019, Google Pay no longer even sees the card as being a valid debit card. It wasn’t much of an MS play once you stopped earning cashback; it was just useful if you wanted […]

AMEX RAT clawing back Saks credit after 8 months, even on a closed card

October 22, 2019October 21, 2019 Vinh  Credit Cards  amex  Leave a comment

Word is getting around that AMEX RAT is clawing back GC purchases for the $50 Plat credit. The other play that seemed to work back then (meaning earlier this year) was that if you placed an online order for in-store pickup and say you couldn’t make it to the store, then the credit still stuck. […]

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