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MS’ing your way to lifetime Hilton Diamond

May 5, 2020May 4, 2020 Vinh  Credit Cards  amex, Hilton  Leave a comment

Disclaimer – I highly recommend you DON’T DO THIS since it seems AMEX has been pretty shutdown happy of late. If you do go for it, proceed with caution. Due to COVID, AMEX is doing this promo where from May 1 to July 31, 2020, your Hilton Aspire card now gets 12X at grocery stores. […]

Reader – AMEX shut me down

April 23, 2020April 23, 2020 Vinh  Credit Cards  amex  Leave a comment

A long time MS’er told me he got shut down COMPLETELY by AMEX the other day. I asked him some questions and he let me write about it so we can all learn. He said he talked to a supervisor and she thinks his recently closed Schwab got eyes on his account, who then saw […]

Chase shuts down my wife a 2nd time

March 30, 2020March 29, 2020 Vinh  Credit Cards  Chase  Leave a comment

Chase had shut me down in early 2016 and a few months later, got my wife as well (most likely due to my shenanigans.) Eventually she opened up a Starbucks card in summer 2019, which was eventually shut down as well. Then in mid November, at 0/24, she opened up the Chase Ink Preferred (the […]

My experiment trying to product change my Discover Miles to IT

January 30, 2020January 29, 2020 Vinh  Credit Cards  Discover  Leave a comment

My 12 months on my Discover Miles card ended last month. Now on month 13, Discover matched my cashback. I then tried to call them up to product change to the IT card, but they said I couldn’t because I was still enrolled in the Match program. I told them that’s not the case since […]

How I had to CFPB Chase to get back my Starbucks balance

January 17, 2020January 16, 2020 Vinh  Credit Cards  Chase, Starbucks  Leave a comment

Chase had closed my mom’s Starbucks prepaid card back in early July. At the time, I had a balance over $6,000. I waited about 2 months for a check in the mail, but it never came. I then called them up, and they said I had to go into a Chase branch to show them […]

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