This happened back in June, but I’m finally getting around to blogging about it. AMEX is usually pretty tolerant of cycling their CL’s and they’ll let you spend up to 2-3X of your CL before they start denying your charges. I had a Simplycash card that that a $5K CL. I got up to about […]
It seems harder and harder to get the BoA business AS cards these days. A while back, they asked me to open up a CD. Recently, they asked me to show proof of my business. You can read the letter below. I had heard of another person getting the same thing, but I didn’t think […]
Introduction Well, it had been a long time since my last shutdown. I was going strong for a while there. So what happened? I went to make an online purchase this morning and my card got declined. I then logged onto the mobile app and everything looked fine. I had credit available. I then logged […]
Reader sent me this. I didn’t probe into why they were shutdown in the first place; let’s assume the usual culprits. Here’s his story: One phone call, two people. They specifically asked about the large repetitive purchases to OD, Staples, Kroger, Speedway, Ebay et al. They asked if I was buying gift cards and […]
I woke up this morning to the above email. WTF! At first I was confused if I was moving money FROM my Discover or moving money INTO my Discover card. Either way, I DID NOT make the balance transfer. I called up Discover and got routed to their security team who then credited me back […]