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Switching from the cash back Rakuten Ebates Visa card to the MR version

September 24, 2019September 23, 2019 Vinh  Credit Cards  Ebates  Leave a comment

I had gotten the cashback version of the Ebates Visa card YEARS AGO when I could easily liquidate giftcards.com physical GCs at the PO. It was great earning 4% cashback (little less than 3% net after fees.) However, after the PO train died, I put the card in the sock drawer. Well, after Ebates / […]

My mini August 2019 App-o-rama

August 7, 2019August 6, 2019 Vinh  Credit Cards  Leave a comment

You know, it’s VERY HARD to do an app-o-rama once you’ve been banned by Chase, Citi, Barclay’s, USBank, and Capital One. I’ve stopped doing AoR’s too and just apply “on-demand,” but there were some cards I wanted to get at the same time, so figured I’d do one. Ebates MR Visa card – PENDING This […]

Always request a card number after an AMEX approval

August 6, 2019August 5, 2019 Vinh  Credit Cards  Leave a comment

I had applied for some AMEX cards on Friday. At the end of the approval process, AMEX asks if you want your card number now or you can wait. For the first app, I stupidly chose “I’ll wait.” For the 2nd app, I went ahead and clicked on “Get my card number now.” And then […]

Chase shuts down my mom’s Starbucks Visa prepaid card

July 26, 2019July 25, 2019 Vinh  Credit Cards, Manuf Spend  Chase, shutdown  Leave a comment

Well it had been a while since I’ve been shut down. This one I was only sort of surprised at. I was running quite a bit of volume on the card – I don’t know – is $12K-$15K of spend on the card a month for the past 3-4 months that much? The odd thing […]

Reader – Removing a card from Apple Pay might have triggered an AMEX FR

February 15, 2019February 14, 2019 Vinh  Credit Cards  amex, fr  Leave a comment

A reader just got AMEX FR’ed and he let me share the story with you guys.  He thinks it’s because he removed a card from Apple Pay!  Now first off, I’m sure lots of people remove cards from AP, so that alone probably didn’t do anything.  He also put 18K of BBP spend bringing the […]

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