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Getting my 2nd Discover Miles card match

December 10, 2018December 9, 2018 Vinh  Credit Cards  Discover  Leave a comment

Last year, I wrote about getting my 2nd Discover Miles card.  A reader had asked me about it last week, so I wanted to share the results.  As you can see, I didn’t even realize it hit 3 months ago.  I just called them up to cancel the card; no pushback since I was keeping their IT […]

Close your Amex credit card with a high balance? They may soft pull you.

November 6, 2018November 5, 2018 Vinh  Credit Cards  amex  Leave a comment

This happened back in June, but I’m finally getting around to blogging about it.  AMEX is usually pretty tolerant of cycling their CL’s and they’ll let you spend up to 2-3X of your CL before they start denying your charges.  I had a Simplycash card that that a $5K CL.  I got up to about […]

Bank of America Alaska Business card asking for proof of business

September 17, 2018September 16, 2018 Vinh  Credit Cards  Alaska, Bank of America  5 Comments

It seems harder and harder to get the BoA business AS cards these days.  A while back, they asked me to open up a CD.  Recently, they asked me to show proof of my business.  You can read the letter below.  I had heard of another person getting the same thing, but I didn’t think […]

Citi shuts down my accounts

August 10, 2018August 9, 2018 Vinh  Credit Cards  Citi, shutdown  18 Comments

Introduction Well, it had been a long time since my last shutdown.  I was going strong for a while there.  So what happened?  I went to make an online purchase this morning and my card got declined.  I then logged onto the mobile app and everything looked fine.  I had credit available.  I then logged […]

Another Chase reinstatement story

June 25, 2018June 22, 2018 Vinh  Credit Cards  Chase, shutdown  1 Comment

Reader sent me this.  I didn’t probe into why they were shutdown in the first place; let’s assume the usual culprits.  Here’s his story:   One phone call, two people. They specifically asked about the large repetitive purchases to OD, Staples, Kroger, Speedway, Ebay et al. They asked if I was buying gift cards and […]

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