This one is a bit odd and might be an anomaly but I want to report about it anyway. I had gotten the Hilton Biz card back in July 2022. I then got the 99 AU offer of $50 cb after $1K spend. I did the spend in Nov-Dec. They gave me the first 20 […]

Yesterday, I applied for a Schwab card since I currently have over 1M MR and want to cash that out to Schwab. I currently have 8 charge cards and 4 credit cards with AMEX. My last charge card approval was the Morgan Stanley Platinum card back in early June 2023. The last time I applied […]

My wife was shut down about 2 weeks ago from Citi. Then a reader sent me an email last night that he was shut down. He said he didn’t do anything out of the ordinary; no cycling or anonymous payments. Only thing he can think of was he had a card close with a balance […]

It has been a year since I got the Capital One Spark Business Elite card. I was charged $395 on the last statement. I called in to cancel the card and shockingly, Capital One’s IVR let me close the card without talking to anyone from retention. Anyway, I’ll wait a month to see if I […]

Man, when it rains, it pours. I was trying to pump gas yesterday using my wife’s Citi Premier card when the card got declined. I then checked the Citi app and sure enough, “This account is closed.” I then immediately tried to go to the Thank You web site to transfer out my 850K pts […]