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Author: Vinh

Chase axes reader’s accounts and he’s not sure why

August 5, 2020August 4, 2020 Vinh  Credit Cards  11 Comments

In his own words: My Chase closure: current state of affairs. As I reported before, all my 7 Chase personal CCs were closed early July 2020 (while I was on the road). Later I received a letter which did not give a reason, only “We have decided to close your accounts”. I called the number […]

Citi shuts down reader’s accounts for 2 possible reasons

August 3, 2020August 2, 2020 Vinh  Credit Cards  Citi  14 Comments

Last week, a reader had his Citi accounts shut down. He never spent over CL and figures there were 2 possible reasons. First reason could be because he had 2 recent AMEX statements close totaling over $20K. With the current climate, banks are worried about ability to pay, so they may have gotten nervous that […]

AMEX rat claws back Saks credit from Jan 2019

July 29, 2020July 28, 2020 Vinh  Credit Cards  Leave a comment

A reader told me that their Schwab AF got posted the other day and with that, AMEX also re-billed her $50 for a Saks credit that she earned back in January 2019. Technically, she didn’t “earn” the credit back in Jan 2019, but the fact that AMEX went back through her history that far back […]

What happens when you get a chargeback on Zelle

July 20, 2020July 19, 2020 Vinh  Manuf Spend  zelle  5 Comments

This may be a Wells Fargo only issue, but I’ll tell you what happened to me anyway. I had a friend who owed me some money and I told her to Zelle me through her local CU. This was the first time she used Zelle at the CU. She sent the first $2K just fine […]

More new Slack member testimonials and Slack closing Sunday night

July 17, 2020July 16, 2020 Vinh  Reselling  Leave a comment

Just wanted to share some more new member testimonials from the past month. This member was SUPER GREEN to reselling and asked a ton of questions, but he eventually got the hang of it and has netted $2.4K his first month. This one got about $2.7K of profit This person has been with us for […]

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