It has been a year since I got the Capital One Spark Business Elite card. I was charged $395 on the last statement. I called in to cancel the card and shockingly, Capital One’s IVR let me close the card without talking to anyone from retention. Anyway, I’ll wait a month to see if I can get it again and get the SUB.
This may come back to bite you, as C1 has implemented a 48 month rule for some of their cards.
https://www.doctorofcredit.com/capital-one-adds-48-month-rule-eligibility/
It appears to only apply to personal cards as of today.
Well it wasn’t worth $395 anyway.