After closing an old Discover IT card on Monday, I applied for a new MILES card on Tuesday. I wasn’t instantly approved; had to call in a number. On the line, the rep did approve me for a $3K CL. I then asked her if I could reallocate my existing $16K CL line from another IT card and she said that’s not possible, but I could do it when and if I request a credit increase on this new MILES card. I then asked how soon I could do that – she tells me 12 MONTHS!
I thought this was a HUCA again situation, but 2 people have confirmed to me the same thing. Apparently this change happened “earlier this year.” Well, there goes having a massive CL on the Miles card. I guess the play in the future is to not have ANY Discover cards in hopes it frees up all your potential CL and then apply for a Miles card.