My recent Bank of America applications

The last time I was approved for a BoA personal Alaska Visa card was back in Jan 2017.  I cancelled it in May 2017.  I then tried in July 2017 and got rejected.  I then tried again in August 2018 and was rejected (I think this was due to my recent HPs and the Tesla loan.)  I finally decided to give it a shot again in December 2018 and was approved instantly for a 21K CL.  I figured my Tesla loan impact would have died down by then.

For the business BoA Alaska card, I last got the card in July 2017 (yes the same day my personal one was rejected.)  I kept the card until August 2018.  I applied for it too on the same day I got approved for the personal one in December 2018.  I got the pending answer, but a few days later, I got an email saying I was approved.

I pushed my luck and tried to get their premium card later that day, and I don’t remember if I was immediately rejected or I got the rejection letter in the mail a week later.

Lessons Learned – I’m not really sure.  It’s hard to churn BoA these days.  I have’t followed all the new rules with BoA.  I’ll wait until I get the companion pass next year and then cancel the cards.

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