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Paceline restores my account…sorta

August 12, 2022August 11, 2022 Vinh  Credit Cards  3 Comments

While Paceline told me on the phone that was my account was closed, seeing as how I couldn’t make any more charges, I believed them. Well, they had sent a letter to tell my wife her account was closed, but they never sent me a letter, which I found odd. Yesterday I got this email: […]

Getting approved for the Spark Travel Elite

August 11, 2022November 30, 2022 Vinh  Credit Cards  96 Comments

I had been banned by Capital One back in 2018. But then last November, I got back in with the Spark card. Sure it was the nerfed version of a weak signon bonus and just 1.5% cb (hence I rarely use it,) but then in January 2022, a rep from Capital One called me just […]

Why you should give your housekeeper or babysitter a raise

August 5, 2022August 4, 2022 Vinh  Uncategorized  10 Comments

I’ve had the same housekeeper now for 6 years. She had set a rate of $160 to clean my house back when she started. I don’t tip her when she cleans. However I do give her clothes that we would have taken to Goodwill. She usually gives the clothes to her family back home. Plus […]

Paceline closes my wife’s credit card

August 3, 2022August 2, 2022 Vinh  Credit Cards  Leave a comment

I wrote a few weeks ago that Paceline had closed my credit card. At that time, I was still able to use her card for a few days. Then another few days after that and her card stopped working. The other day, I got a letter in the mail saying her card was closed due […]

Paceline credit card shuts me down

July 21, 2022July 20, 2022 Vinh  Credit Cards  26 Comments

This one lasted a lot longer than I expected. Anyway, I couldn’t use my card the last 2 days, which I thought was kind of odd, so I called in and the CSR told me it was ‘suspended’ by the backoffice. I asked him to clarify and he put me on hold for a minute […]

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