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Has AMEX moved to a 1 per 90 day rule

August 25, 2023May 20, 2024 Vinh  Credit Cards  7 Comments

Yesterday, I applied for a Schwab card since I currently have over 1M MR and want to cash that out to Schwab. I currently have 8 charge cards and 4 credit cards with AMEX. My last charge card approval was the Morgan Stanley Platinum card back in early June 2023. The last time I applied […]

Booking 2 single United tickets to save money

August 24, 2023August 23, 2023 Vinh  Travel  4 Comments

I was looking to book a United F ticket from Seattle San Juan for Necker Island a few months ago. I saw a flight through Dulles for something like $560 for 1 ticket. However, when I tried to buy 2 tickets, the price per ticket went up to like $800. Naturally, I wanted to try […]

UPS Express skips 2nd delivery attempt and delivers to an Access Point instead

August 23, 2023August 22, 2023 Vinh  Misc  2 Comments

I don’t know if this is new (maybe since the new union contract,) or it’s been a while that I’ve missed a UPS Express delivery, but I had my first delivery attempt on Monday. Then on Tuesday, I get a text from UPS saying my packages were delivered to a Michael’s store nearby. I never […]

Citi shutdown wave?

August 18, 2023August 17, 2023 Vinh  Credit Cards  3 Comments

My wife was shut down about 2 weeks ago from Citi. Then a reader sent me an email last night that he was shut down. He said he didn’t do anything out of the ordinary; no cycling or anonymous payments. Only thing he can think of was he had a card close with a balance […]

Closing my Capital One Spark Business Elite

August 15, 2023August 14, 2023 Vinh  Credit Cards  2 Comments

It has been a year since I got the Capital One Spark Business Elite card. I was charged $395 on the last statement. I called in to cancel the card and shockingly, Capital One’s IVR let me close the card without talking to anyone from retention. Anyway, I’ll wait a month to see if I […]

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