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How I did on those Justin Timberlake tickets

January 15, 2018January 12, 2018 Vinh  Reselling  Reselling  5 Comments

Introduction I love Justin Timberlake.  I saw him in concert during the “Sexyback” tour.  I didn’t go to the last one because I didn’t like that album.  I was indifferent on this tour, but my Viet gambling blood decided at the last minute to try to get good seats in NYC anyway.  I was trying […]

Reader – Chase shut down my accounts but I was able to re-open

January 12, 2018January 11, 2018 Vinh  Credit Cards  Chase, shutdown  16 Comments

Introduction Continuing on with Chase shutdown week, this reader was shut down earlier this week (seems like a mass audit happened lately with Chase.)  Anyway, it was actually the reader’s spouse that got shut down.  Initially, the reader thought it was due to sudden spend on one of their Chase cards, but ultimately, they called […]

Reader – Chase shut me down for opening too many Chase cards

January 11, 2018January 9, 2018 Vinh  Credit Cards  Chase, shutdown  5 Comments

Introduction Continuing on with this week’s series of Chase shutdowns, another reader got the axe in the past week.  This was on his wife’s account.  He wasn’t sure what it was since he didn’t have a ramp up in spend or high utilization.  The letter they sent him was the usual, “Too many new accounts” […]

Reader – Chase shut me down to high utilization on the FU card

January 10, 2018January 8, 2018 Vinh  Credit Cards  Chase, shutdown  4 Comments

Introduction Another reader got the axe a couple of days ago.  It seems high utilization is what did him in.  He said his FU card had a 60K CL and he was running at 90% for the past 3 months on it.  His Ink had 25% util and he had 90% on a couple of […]

Reader – Chase shutdown due to ramp up in spend and or high utilization on other cards

January 9, 2018January 9, 2018 Vinh  Credit Cards  Chase, shutdown  9 Comments

Introduction An infamous reader of mine, who has been shut down before from another bank, told me his wife’s Chase account was shut down recently.  It was pretty easy to see why he was shut down.  In his defense, he had paid off the $160K spend before the statement closed, but the train already left […]

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