My Capital One rep sent me an email yesterday telling me about this new offer. I actually think the 300K offer is better since you’re earning an extra 1.5X on the 100K of spend. This offer is basically an extra 1X on 250K spend. I think this card only makes sense if you need the […]

Last year, I had a pretty successful BoA app o rama. I didn’t need the cards anymore so I was told to drop my CL’s before cancelling the cards. Quick note that before I had cancelled my cards, my only personal card was a Merrill card with a $30K CL and that AS personal for […]

This one is a bit odd and might be an anomaly but I want to report about it anyway. I had gotten the Hilton Biz card back in July 2022. I then got the 99 AU offer of $50 cb after $1K spend. I did the spend in Nov-Dec. They gave me the first 20 […]

Yesterday, I applied for a Schwab card since I currently have over 1M MR and want to cash that out to Schwab. I currently have 8 charge cards and 4 credit cards with AMEX. My last charge card approval was the Morgan Stanley Platinum card back in early June 2023. The last time I applied […]

My wife was shut down about 2 weeks ago from Citi. Then a reader sent me an email last night that he was shut down. He said he didn’t do anything out of the ordinary; no cycling or anonymous payments. Only thing he can think of was he had a card close with a balance […]