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How to pay your Bank of America business credit cards with an external checking account

June 19, 2025June 18, 2025 Vinh  Credit Cards  4 Comments

You’d think this post was unnecessary, but I’ve never needed to pay my BoA business cards from an external checking account before. In the past, I’ve just used pay & transfer > make a transfer between accounts. This would let me transfer money from my BoA checking account to the BoA business card. However, I […]

Month 2 of the JAL challenge

June 16, 2025July 28, 2025 Vinh  Credit Cards  7 Comments

Older posts: Last month, I had spent $41K on the JAL card. I was more locked in this month, logging in every day to check the current balance and paying it off ASAP. Thus, I spent $90K this month. I definitely could have spent more but the $13.5K CL is the bottleneck. It also seems […]

Month 1 of the JAL challenge

May 16, 2025May 15, 2025 Vinh  Credit Cards  5 Comments

Got my first JAL statement. It was about 3 weeks worth of MS. I’m still figuring out how fast I can churn on the card. The good thing is that the CL clears pretty quickly meaning if you make a payment on the morning of 5/15, thenit should post on 5/16 and you have CL […]

Going for Oneworld Sapphire status for life

May 7, 2025May 6, 2025 Vinh  Credit Cards  4 Comments

MEAB wrote about the JAL premium card back in October. At the time I didn’t think much of it, but now that I’ve ramped up my Visa/MC spend, I went and applied for the card for both myself and P2. The most interesting aspect about the card is that if you spend $450K on the […]

Comenity now has a long shutdown memory?

April 30, 2025April 29, 2025 Vinh  Credit Cards  1 Comment

I was banned by Comenity back in December. In the past, it seems that you can get back in with them pretty easily. Well I had applied for the AAA card last week because I didn’t know what Visa/MC of Comenity to get. They sent me a denial letter due to a “previous negative experience […]

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