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Wells Fargo decides to ban all of my accounts

August 15, 2025August 15, 2025 Vinh  Credit Cards  1 Comment

Wells Fargo axed my personal card back in November of 2024 due to I believe debit payments. I was expecting a relationship shut down shortly after that but it never came. I eventually applied and got approved for the business Signify card in April 2025. I think they gave me an $18K CL and I’ve […]

How long does it take for FNBO to post your JAL miles

July 29, 2025July 30, 2025 Vinh  Credit Cards  8 Comments

I don’t have the exact timing, but it takes about 45 days from your statement close to see your miles post to the JAL site. For instance, my 2nd statement closed on 6/13/25 and today is 7/28/25 and I see the miles already in my account. Here’s my life status points accrual so far. This […]

Month 3 of the JAL challenge

July 23, 2025August 14, 2025 Vinh  Credit Cards  12 Comments

Older posts: This post was delayed because I thougtht I was axed. After my June 15 statement closed, my card was blocked from charging. I tried for a few days at different places and it was always rejected. I waited a week for a letter in the mail because I figured I was axed for […]

How to pay your Bank of America business credit cards with an external checking account

June 19, 2025June 18, 2025 Vinh  Credit Cards  4 Comments

You’d think this post was unnecessary, but I’ve never needed to pay my BoA business cards from an external checking account before. In the past, I’ve just used pay & transfer > make a transfer between accounts. This would let me transfer money from my BoA checking account to the BoA business card. However, I […]

Month 2 of the JAL challenge

June 16, 2025July 28, 2025 Vinh  Credit Cards  7 Comments

Older posts: Last month, I had spent $41K on the JAL card. I was more locked in this month, logging in every day to check the current balance and paying it off ASAP. Thus, I spent $90K this month. I definitely could have spent more but the $13.5K CL is the bottleneck. It also seems […]

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