I was banned by Comenity back in December. In the past, it seems that you can get back in with them pretty easily. Well I had applied for the AAA card last week because I didn’t know what Visa/MC of Comenity to get. They sent me a denial letter due to a “previous negative experience […]

I wrote back in November that Wells Fargo had shut down my personal credit card. I was worried they’d kill my entire relationship with them (checking and brokerage,) but shockingly I’m still alive. I had applied for a personal cc (Bilt I think) a few months ago, but was denied (forgot why; maybe too many […]

I had applied for the Synchrony Virgin Red card last month and got a letter in the mail saying it was rejected due to ‘high risk application source.’ I read on Reddit that this is basically IT rejecting the application and that there was no pull done on my credit report. I had applied for […]

A few days ago, AMEX mass banned a whole lot of folks and we all believe it was due to floose abuse. I was kinda surprised myself that I didn’t get the axe since I occassionally use floose. The key word here is occassionally. From the people I know who got the axe, it seems […]

Honestly, this lasted longer than I thought. I got a year’s worth out of the card before they shut me down. And they were nice enough to give me a ‘NOTICE: 30 DAYS TO PERMANENT ACCOUNT CLOSURE’ and so I was able to redeem my pending rewards points. Not sure if this was due to […]