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Bank of America declines my business app; wants me to open a certificate of deposit

February 1, 2017January 31, 2017 Vinh  Credit Cards  Bank of America  16 Comments

Introduction I wrote about my app-o-rama earlier this month.  I thought I was good to get the business travel rewards card since I had called recon and the person let me move credit around.  She did say that she’d have to get a manager to approve it, but usually it means you’re golden. However, they sent […]

Comenity shuts down a reader’s account right after he gets the card

January 18, 2017January 17, 2017 Vinh  Credit Cards  comenity, shutdown  8 Comments

Introduction If you haven’t read my huge bank ban post yet, you should read it here.  A reader actually shared this story before I wrote the post, which may have pushed me to write the post.   What happened The reader actually applied for the Comenity Virgin America card as part of an AOR with […]

Cumulative list of bank and credit card bans

January 11, 2017January 11, 2017 Vinh  Credit Cards  amex, Barclays, Chase, Citi, Credit Cards  47 Comments

This post is long overdue, eh?  Being known as #shutdownsalldayeveryday, I get reader stories of shutdowns and try to figure out what happened and what they can do.  I make these posts to help you guys NOT get shut down.  I know some of you may say, “Hey I’ve cycled 3X for years with bank […]

My January 2017 mini app-o-rama

January 9, 2017January 12, 2017 Vinh  Credit Cards  Bank of America, Citi  31 Comments

Introduction App-o-ramas for me these days are pretty easy since I don’t even bother to look at Chase, Barclay’s, or USBank.  I don’t really hit up Citi that much either just because nothing really entices me and I have a good number of AA miles collecting dust.  The last time I did an AOR was […]

What to do when you can no longer access your AMEX Membership Rewards account online

December 14, 2016December 12, 2016 Vinh  Credit Cards  amex, Membership Rewards  2 Comments

Introduction I’m not sure exactly when this started to happen to me, but I think it was around the time that I had upgraded my AMEX Business Green card to Platinum cards.  This is what happens when I go to www.membershiprewards.com:     Notice how I’m logged in, but it says for me to call […]

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