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Should you kick your spouse out of the house?

June 30, 2017June 28, 2017 Vinh  Credit Cards  Credit Cards  8 Comments

Introduction After my recent Capital One shutdown leading to the shutdown of my wife’s account, it dawned on me – should you kick your spouse out of the house?  No, not physically kicking them out, but maybe having you (or them) move out of the house into a nice mailbox.  For most people, this isn’t necessary, […]

Capital One axes my wife’s credit card

June 29, 2017June 28, 2017 Vinh  Credit Cards  capital one  6 Comments

Introduction A few days ago, I wrote how Capital One had closed down my checking accounts.  That was sent to me on the morning of Friday June 23rd.  I had closed all my cc accounts over the weekend (even my Kohl’s and Neiman Marcus cards.)  I got lazy and didn’t get a chance to ask […]

Capital One shuts down my checking accounts

June 26, 2017June 25, 2017 Vinh  Credit Cards  capital one  8 Comments

Introduction It’s been a while since my last shutdown.  I had expected a Cap1 shutdown for a while now after hearing so many people getting shut down.  I was sorta surprised that I was shut down due to my checking vs my credit cards.  I’m guessing it was checking since that’s what I was notified […]

PSA – Don’t apply for a bank account when you’re traveling

June 1, 2017May 31, 2017 Vinh  Credit Cards  11 Comments

Introduction I was traveling over Memorial Day and applied for a checking and savings account at a local credit union, but I was on Gogo in midair.  My application went to pending.  Two business days later, the bank calls me and says, “Your application was flagged because we noticed your IP address was 250 miles […]

Why I decided to downgrade my personal AMEX Plat to a PRG card

May 18, 2017May 16, 2017 Vinh  Credit Cards  amex, AMEX Platinum  22 Comments

Introduction With all the changes happening with AMEX lately, I’ve been trying to rethink my card strategy with AMEX.  I still don’t think I’ve perfected it yet, but I’ll just shotgun this until I get it right.  Anyway, my Plat card’s annual fee is due in September.  For some background, I also have the Biz […]

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