Introduction After getting hit with so many NSF fees this year, a reader suggested I sign up for a line of credit at my CU to help mitigate some of the fees. And that’s what I did. Signing up It varies with every bank, but my CU allowed me to open a new account […]
Introduction My wife hasn’t done an AOR in a while. I’ve mostly stopped doing them, but went ahead and did it anyway. So let’s get started. Citi Prestige – Approved in letter later Surprisingly, this is her first TYP card. I couldn’t pass up 75K points. She got a whopping $30K CL even when […]
Introduction A long-time reader sent me an email the other day and told me he was just shut down from Chase. He gave me permission to post his story so we can all learn from it: Hi, Vinh! I’ve been a fan of your blog and I have read your shutdown stories, but never expected […]
Discover Miles – Almost immediate approval As I was typing up yesterday’s BoA post, I had forgotten I wasn’t banned from Discover yet and so I decided to get a Miles card. This will be my second go-around with this card; I had cancelled the first one over a year ago. Also note that I […]
Introduction My AOR’s these days are very limited due to being banned from most banks, so the pool to choose from is pretty small. I can’t do USB, Chase, Cap1, or Barclays, so I’m mainly left with AMEX, Citi, and BoA as the major ones to choose from. I skipped on AMEX since I got […]