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Reader – I was axed from Chase, but had them review and got back in

April 2, 2018March 30, 2018 Vinh  Credit Cards  Chase, shutdown  1 Comment

I wrote about a person who was able to re-open their accounts after there Chase axe a few months ago.  Today, I’ll share with you a second success story.  I haven’t written about his shutdown story, but it was also triggered by a new application.  Here’s the story on how he got back in:   […]

Reader – Chase shut me down for applying for the Iberia card

March 29, 2018March 28, 2018 Vinh  Credit Cards  Chase, shutdown  7 Comments

A fellow reader just got the axe a few days ago and let me share the story with you guys so we all learn some lessons together.  First off, he found out he was axed when he got a notification that his Freedom was removed from Chase Pay.  When he logged on, all of his […]

Reader – AMEX shut me down due to 3rd party check payments

March 7, 2018March 6, 2018 Vinh  Credit Cards  American Express, amex, shutdown  12 Comments

This was the first time I’ve heard of a non-FR based axe from American Express.  I can’t go into the details of the situation, but let’s just say that AMEX doesn’t like it when it receives personal checks not in your name or in any other unauthorized users’ names.  If you’re doing this, I suggest […]

AMEX RAT not giving out spending bonuses due to GC purchases

February 26, 2018February 23, 2018 Vinh  Credit Cards  amex, rat  20 Comments

Introduction We all know to stay away from GCs when trying to meet min spend for the AMEX signup bonuses; however there is now 1 data point that shows they will not give you spending bonuses either.  Here’s a reader’s exact quote: In October, I received a promotion on my biz SPG card offering 15k […]

Reader shutdown story – Bank of America

February 21, 2018February 19, 2018 Vinh  Credit Cards  Bank of America, shutdown  11 Comments

Introduction It’s been a while we’ve heard of a BoA shutdown, but it seems to have happened to a reader recently.  His quote below: I just learned that BoA closed all my credit cards (3). “Business decision to not support your banking needs any more. Decision is final”. They claim they sent a letter on […]

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