Introduction Hey nothing new right? I got back from vacation and tried to use my mom’s Capital One Spark card and it got declined. I tried to chat with them, and they wouldn’t tell me over online chat. I had my mom call in, and they said the account had been closed. What happened […]
Introduction A reader had all his Chase accounts shut down on Friday. He wasn’t sure what happened so I asked him questions to figure out what happened: Ink abuse? NO Bill pays or any other anonymous payments? NO What were your total balances closed on latest CR? ~$20K (this is really minor; if he had said […]
Introduction A friend signed up for the Delta Skymiles card not too long ago. She had to spend $3,000 and out of that, she spent $2,000 of it at a grocery store (you already know for what.) She got the bonus and spent the miles already on a redemption. Then the other day, she got […]
Introduction I had gotten my Chase Fairmont earlier this year before it got killed. It was converted to the Sapphire Preferred a month ago or so. That card has no value to me, and so I wanted to convert it to a Freedom or Freedom Unlimited. Since I didn’t have the FU card, that’s what […]
Introduction Yesterday, a reader told me he was shut down by Capital One. They told him his checking account was shut down and was asking if he should close down his credit cards preemptively. Since this happened to me recently, I told him that canceling them won’t do anything because it’s already in the process […]