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My experiment trying to product change my Discover Miles to IT

January 30, 2020January 29, 2020 Vinh  Credit Cards  Discover  Leave a comment

My 12 months on my Discover Miles card ended last month. Now on month 13, Discover matched my cashback. I then tried to call them up to product change to the IT card, but they said I couldn’t because I was still enrolled in the Match program. I told them that’s not the case since […]

How I had to CFPB Chase to get back my Starbucks balance

January 17, 2020January 16, 2020 Vinh  Credit Cards  Chase, Starbucks  Leave a comment

Chase had closed my mom’s Starbucks prepaid card back in early July. At the time, I had a balance over $6,000. I waited about 2 months for a check in the mail, but it never came. I then called them up, and they said I had to go into a Chase branch to show them […]

Reader gets rejected trying to get back into Chase

January 8, 2020January 7, 2020 Vinh  Credit Cards  Chase  Leave a comment

Sometimes you think you’re a HH or doing volume until one day you hear a story that makes your jaw drop. A reader had about 65K of CL with Chase among 6 cards and was cycling 2-3X a month for 1.5 to 2 years just fine. Even when I heard this I was shocked he […]

Should you convert your Discover Miles card to It before closing the card

December 3, 2019December 2, 2019 Vinh  Credit Cards  Discover  Leave a comment

A few months ago, Discover converted my IT card to the Miles card due to inactivity. When they moved it over, I had about $150 or so in cashback. It then converted to “miles.” I then called to convert the card back to the IT card, and sure enough, my $150 was back there for […]

Chase warns reader about his shenanigans

November 26, 2019November 25, 2019 Vinh  Credit Cards  Chase  Leave a comment

I won’t get into the details of WHY (maybe when the deal is DEAD) this reader got this warning letter, but it’s the first time I had heard of Chase sending out a warning. The letter speaks for itself.

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