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Clarification on the AMEX Hilton Lifetime bonus points

May 26, 2020May 25, 2020 Vinh  Credit Cards  amex, Hilton  2 Comments

When I posted about the AMEX Hilton Surpass deal a few weeks ago, a reader pointed out that maybe only the “bonus” points go towards the lifetime base points since most of the promo material does say “bonus” points. This means that instead of having all 12X grocery points count towards lifetime, maybe only 9X […]

CNB pools your household rewards even after you’ve unpooled

May 6, 2020May 5, 2020 Vinh  Credit Cards  cnb  Leave a comment

Chalk this one up to another stupid IT design by CNB. See, before they nerfed the airline credits, it made sense to have multiple primary CNB cards (maybe 2 was the max?) since you were making money off each primary card. That’s why I had 2 primaries in my name. Well after the new website […]

MS’ing your way to lifetime Hilton Diamond

May 5, 2020May 4, 2020 Vinh  Credit Cards  amex, Hilton  Leave a comment

Disclaimer – I highly recommend you DON’T DO THIS since it seems AMEX has been pretty shutdown happy of late. If you do go for it, proceed with caution. Due to COVID, AMEX is doing this promo where from May 1 to July 31, 2020, your Hilton Aspire card now gets 12X at grocery stores. […]

Reader – AMEX shut me down

April 23, 2020April 23, 2020 Vinh  Credit Cards  amex  Leave a comment

A long time MS’er told me he got shut down COMPLETELY by AMEX the other day. I asked him some questions and he let me write about it so we can all learn. He said he talked to a supervisor and she thinks his recently closed Schwab got eyes on his account, who then saw […]

Chase shuts down my wife a 2nd time

March 30, 2020March 29, 2020 Vinh  Credit Cards  Chase  Leave a comment

Chase had shut me down in early 2016 and a few months later, got my wife as well (most likely due to my shenanigans.) Eventually she opened up a Starbucks card in summer 2019, which was eventually shut down as well. Then in mid November, at 0/24, she opened up the Chase Ink Preferred (the […]

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