I had been banned by Capital One back in June of 2017. I don’t think I ever tried applying for their cards ever since because I had heard that they may approve you but will axe you shortly after. Actually I think I did try for a Capital One Spark a few years ago and […]

Got a letter in the mail a few weeks ago from Navy Federal telling me to stop buying gift cards to earn rewards. On the bright side it was a warning and not an immediate shutdown. What was my volume? Well, I had sock drawered this card for years now. On a 15K CL, I […]

My wife was banned by Chase for the 2nd time last year. Well recently, I got her a CSP a few months ago. We didn’t go nuts on the card at all. We spent $3K in the first month and then $1K the 2nd month. The only thing that got eyes on our account was […]

The Venmo Visa credit card currently has a double cash back promo until 12/31. Some people pointed out that the fine print said the cashback was capped at $10K of spend. Well…. If you get your ass shut down, don’t blame it on me!

I was shut down from Citi 3 years ago. I was kind of shocked that they didn’t get my wife at the time. Anyway, I finally decided to add myself as an AU on her card due to an AU promo they have now. They mailed out the card, but then my wife’s card was […]