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Citi didn’t like me being an AU on wife’s card

August 19, 2021August 18, 2021 Vinh  Credit Cards  3 Comments

I was shut down from Citi 3 years ago. I was kind of shocked that they didn’t get my wife at the time. Anyway, I finally decided to add myself as an AU on her card due to an AU promo they have now. They mailed out the card, but then my wife’s card was […]

BOA halts my spending for 3 weeks

July 12, 2021July 9, 2021 Vinh  Credit Cards  1 Comment

One of the craziest things that has ever happened to me in this space. Usually banks just shut me down and call it a day, but this incident was different. For some backstory, my wife is PLAT HONORS with BOA and have had the TR card with its 33K CL for I don’t know over […]

Elan Financial closes my Visa card because I didn’t respond to fraud alert

July 6, 2021July 5, 2021 Vinh  Credit Cards  1 Comment

FIA sent out a promo at the beginning of June to earn an extra 50% points on spend (so 3% total.) I didn’t even go crazy on it because of all the fraud blocks on the card. Eventually I think they had had enough of me. I called in last week to clear the fraud […]

Reader – Synchrony shut down my Amazon card

October 27, 2020October 26, 2020 Vinh  Credit Cards  synchrony  13 Comments

A reader got shut down on his Synchrony Amazon card. He’s not the only one; I had heard a few other people got the axe too a few weeks back. In his words: “My Synchrony Amazon just got axed too! Opened less than 2 months ago with 5.6k CL, Spent about 10k on 1st statement, […]

CNB shuts down a reader

October 22, 2020October 21, 2020 Vinh  Credit Cards  cnb  6 Comments

There aren’t that many CNB shutdown stories since most people have voluntarily closed the cards, but a handful of us are still using the card. Anyway a couple of readers got shut down yesterday; they were notified by snail mail. This is the letter: Naturally the first question you ask after a shutdown is – […]

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