In his own words: My Chase closure: current state of affairs. As I reported before, all my 7 Chase personal CCs were closed early July 2020 (while I was on the road). Later I received a letter which did not give a reason, only “We have decided to close your accounts”. I called the number […]
Last week, a reader had his Citi accounts shut down. He never spent over CL and figures there were 2 possible reasons. First reason could be because he had 2 recent AMEX statements close totaling over $20K. With the current climate, banks are worried about ability to pay, so they may have gotten nervous that […]
A reader told me that their Schwab AF got posted the other day and with that, AMEX also re-billed her $50 for a Saks credit that she earned back in January 2019. Technically, she didn’t “earn” the credit back in Jan 2019, but the fact that AMEX went back through her history that far back […]
News went around on July 4 of how AMEX clawed back the Hilton 12X grocery bonus points promo. I’ll detail what happened to me. My May 15th statement ended like this: Almost exactly 7 weeks later, my Hilton account updated with this: It seems they gave me 12K points and looking back at my statement, […]
After closing an old Discover IT card on Monday, I applied for a new MILES card on Tuesday. I wasn’t instantly approved; had to call in a number. On the line, the rep did approve me for a $3K CL. I then asked her if I could reallocate my existing $16K CL line from another […]