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Discover denies credit line reallocation at 90 days

August 30, 2022 Vinh  Credit Cards  2 Comments

I wrote a couple of months ago that Discover had shut me down , but it turns out they didn’t. I might have been looking at the closed cards in the app, but I could have sworn it was closed because I saw a credit line but charges didn’t work. Maybe they put me in […]

Paceline charges my wife the AF even though card was closed

August 25, 2022August 24, 2022 Vinh  Credit Cards  3 Comments

Look I don’t like writing about these guys. I want to move on with my life, but these clowns keep doing stupid ass shit. Anyway, they had closed my wife’s account at the end of July, but then all of a sudden, in early August, they charged her the $60 annual fee. I looked back […]

Paceline restores my account…sorta

August 12, 2022August 11, 2022 Vinh  Credit Cards  3 Comments

While Paceline told me on the phone that was my account was closed, seeing as how I couldn’t make any more charges, I believed them. Well, they had sent a letter to tell my wife her account was closed, but they never sent me a letter, which I found odd. Yesterday I got this email: […]

Getting approved for the Spark Travel Elite

August 11, 2022November 30, 2022 Vinh  Credit Cards  96 Comments

I had been banned by Capital One back in 2018. But then last November, I got back in with the Spark card. Sure it was the nerfed version of a weak signon bonus and just 1.5% cb (hence I rarely use it,) but then in January 2022, a rep from Capital One called me just […]

Paceline closes my wife’s credit card

August 3, 2022August 2, 2022 Vinh  Credit Cards  Leave a comment

I wrote a few weeks ago that Paceline had closed my credit card. At that time, I was still able to use her card for a few days. Then another few days after that and her card stopped working. The other day, I got a letter in the mail saying her card was closed due […]

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