Back in January, Synchrony shut down my Venmo visa card. Luckily I had gotten a card for my wife back in late December since she was targeted for the double cashback aka 6% at grocery for 6 months. Shockingly she got a $20K CL. In January, I think I took it pretty easy since the […]

Back in September 2021, AMEX had an upgrade offer of upgrading your personal GREEN to GOLD and after $1K spend, you earned 15K points. So I did that and got the 15K bonus points. Then in November, I upgraded the GOLD to PLAT and after $2K spend, I’d earn 25K points as well as earning […]

After 3 months of having the Venmo card, the inevitable happened – I was shut down. I had no idea until last night when I opened the Venmo app, the icon for the credit card disappeared. I then called up Synchrony and they said my account was closed. I knew this would happen. In fact, […]

I had been banned by Capital One back in June of 2017. I don’t think I ever tried applying for their cards ever since because I had heard that they may approve you but will axe you shortly after. Actually I think I did try for a Capital One Spark a few years ago and […]

Got a letter in the mail a few weeks ago from Navy Federal telling me to stop buying gift cards to earn rewards. On the bright side it was a warning and not an immediate shutdown. What was my volume? Well, I had sock drawered this card for years now. On a 15K CL, I […]