My wife and I got the clawback emails last night. Let’s talk about hers first. I didn’t know how many points were deducted, so I chatted with a rep who at first couldn’t find it and mentioned her Schwab cashout. I told him that wasn’t it and he eventually told me 12K points had been […]

AMEX RAT had been taking a break for a while since COVID, but now they are back out in full force. I’m guessing AMEX got tired of top line revenue numbers and want to hit profitability numbers by killing manufactured spending. On Wednesday was when the first reports of AMEX clawbacks came and I heard […]

Last August, I had made a Doordash order and used Apple Pay to pay for the order. The order was cancelled and so Doordash gave me $45 credit into my account instead of a refund. I contacted them immediately and told them I wanted a refund instead. They sort of said “Yeah, give it a […]

Every week, I hear of people accepting retention offers on their AMEX cards, especially on their charge cards, and it’s made me think about my own situation with AMEX and whether I would take a retention offer or not. If you’re a heavy hitter, you should already be maxed out with 10 AMEX charge cards. […]

I had picked up both a business platinum and gold card for my mom about 2.5 months ago. I had done the online AU offers (5K after $2K), which were good. I met the sub on the Gold card and waited for points to post, and then I had her call in yesterday to upgrade […]