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Getting my BoA credit limit increase

April 11, 2024April 10, 2024 Vinh  Credit Cards  1 Comment

I wrote last week about how pitiful my BoA credit limit was. Before this post, this was my CL: Total personal limit is about $15.5K and business limit is $25K so total relatioinship CL of $40K. Go back two years, I had an Alaska card that had $30K and the Merrill had $30K for a […]

How long does it take Bank of America to give you more credit?

April 3, 2024April 2, 2024 Vinh  Credit Cards  1 Comment

Back in November 2023, I did an AOR with BoA but made the mistake of dropping my Merrill card CL from $30K to $2K. At the time, I probably had <$10K in assets in their brokerage. They gave me about $5.5K of total CL in November (all in now about $7.5K personal and $25K business.) […]

AMEX finally ‘cleans up’ those Uber credits

March 5, 2024March 4, 2024 Vinh  Credit Cards  Leave a comment

It’s no surprise that if you’ve ever added an AMEX Plat to your Uber account to get those monthly credits and eventually closed your AMEX Plat card, for some reason, you still received the monthly Uber credits.. sometimes over a year later. Anyhow, it seems AMEX or Uber finally decided to audit/clean out their database […]

Venture X Business 400K offer

January 25, 2024January 24, 2024 Vinh  Credit Cards  Leave a comment

My Capital One rep sent me an email yesterday telling me about this new offer. I actually think the 300K offer is better since you’re earning an extra 1.5X on the 100K of spend. This offer is basically an extra 1X on 250K spend. I think this card only makes sense if you need the […]

My BOA App-o-rama gone wrong…sorta

November 28, 2023November 27, 2023 Vinh  Credit Cards  2 Comments

Last year, I had a pretty successful BoA app o rama. I didn’t need the cards anymore so I was told to drop my CL’s before cancelling the cards. Quick note that before I had cancelled my cards, my only personal card was a Merrill card with a $30K CL and that AS personal for […]

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