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Author: Vinh

Reader – Chase shut me down for opening too many Chase cards

January 11, 2018January 9, 2018 Vinh  Credit Cards  Chase, shutdown  5 Comments

Introduction Continuing on with this week’s series of Chase shutdowns, another reader got the axe in the past week.  This was on his wife’s account.  He wasn’t sure what it was since he didn’t have a ramp up in spend or high utilization.  The letter they sent him was the usual, “Too many new accounts” […]

Reader – Chase shut me down to high utilization on the FU card

January 10, 2018January 8, 2018 Vinh  Credit Cards  Chase, shutdown  4 Comments

Introduction Another reader got the axe a couple of days ago.  It seems high utilization is what did him in.  He said his FU card had a 60K CL and he was running at 90% for the past 3 months on it.  His Ink had 25% util and he had 90% on a couple of […]

Reader – Chase shutdown due to ramp up in spend and or high utilization on other cards

January 9, 2018January 9, 2018 Vinh  Credit Cards  Chase, shutdown  9 Comments

Introduction An infamous reader of mine, who has been shut down before from another bank, told me his wife’s Chase account was shut down recently.  It was pretty easy to see why he was shut down.  In his defense, he had paid off the $160K spend before the statement closed, but the train already left […]

My 6 months of crossfit

January 3, 2018January 1, 2018 Vinh  Misc  crossfit  7 Comments

Introduction I’m sure the majority of you expected me to have quit a long time ago, but joke’s on you, ever since I ramped down my MS, I’ve been working out more.  Here’s a reminder of my last update.  Since then, I’ve been going 4 to 5 times a week (MTTF and then sometimes Saturday.)  […]

DEAL DEAD – Toys R Us had a B1G1 40% Off on all gift cards

January 2, 2018January 2, 2018 Vinh  Manuf Spend  toys r us  2 Comments

Introduction I was out of the country at the time, but it seems a reader found out that Toys R Us had a price mistake on VGC and in fact, all GC’s.  It was pricing out a buy 1 get 1 40% off.  You can see the screenshot above.  Seemed to have went live on […]

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